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SCHADS Award

NDIS price guide vs SCHADS Award: the margin squeeze

Every NDIS provider faces the same arithmetic problem. The NDIS price guide sets a cap on what you can charge. The SCHADS Award sets a floor on what you must pay. The gap between those two numbers is where your margin lives, and on 2026-27 wages against 2026-27 price limits it is narrower than most providers assume.

Update for 1 July 2026

SCHADS Award minimum rates rose 4.75% in the Fair Work Commission Annual Wage Review, effective from the first full pay period on or after 1 July 2026. Every rate, penalty, and allowance on this page reflects the new figures.

Teiro keeps SCHADS rates current automatically, so your rosters, quotes, and pay never run on last year’s figures.

Important — two separate regimes: The SCHADS Award costs on this page are 2026-27 rates (+4.75% from 1 July 2026). The NDIS price limits are the national limits published in the NDIS Pricing Arrangements 2026-27. The two regimes are set independently — the NDIA does not follow the Fair Work Commission, so a wage rise of 4.75% does not mean price limits rose by 4.75%. Remote and very remote loadings apply on top of the national limits shown here.

The NDIS weekday rate (2026-27)

Support item: Assistance With Self-Care Activities - Standard - Weekday Daytime
Line item: 01_011_0107_1_1
National price limit (2026-27): $73.58/hr

This is the maximum amount a registered provider can charge a participant for standard self-care support during a weekday daytime under 2026-27 NDIS pricing. It is a cap, not a guaranteed payment. The NDIA reviews price limits annually, separately from the Fair Work Commission's wage review.

The actual SCHADS cost: SACS Level 3.1 casual on a weekday (2026-27)

A SACS Level 3 PP1 casual disability support worker is one of the most common classifications in Australian disability care — a qualified, experienced worker who works without direct supervision. From 1 July 2026, the ordinary base rate is $40.49/hr, and with the 25% casual loading the base casual rate is $50.61/hr.

On-costPer hour
Base casual rate (SACS L3 PP1, 2026-27)$50.61
Superannuation (12%)$6.07
Workers compensation (est. 2.5%)$1.27
Payroll tax (est. 4.85%, threshold dependent)$2.45
Leave loading proxy (casual, absorbed in loading)$0.00
Total employment cost$60.40/hr

Gross margin at the 2026-27 weekday daytime limit: $73.58$60.40 = $13.18/hr (17.9%)

That $13.18 must cover worker travel time, administration, management, software, insurance, rent, training, compliance, and profit. Workers compensation and payroll tax rates vary by state — figures above are indicative for a Victorian provider above the payroll tax threshold.

Weekends and public holidays

The NDIS pricing structure provides higher price limits for weekend and public holiday support, broadly tracking the SCHADS penalty rates that apply on those days. Under 2026-27 price limits the gross margin percentage holds up across day types rather than collapsing on weekends — but the dollar cost of getting a penalty day wrong is much larger, because both sides of the equation are inflated.

Saturday

NDIS rate: $103.54/hr (01_013_0107_1_1) — national limit, 2026-27

SCHADS cost: SACS L3 PP1 casual 2026-27175% of ordinary rate = $40.49 × 1.75 = $70.86/hr (penalty 150% + casual loading 25%, additive per MA000100)

Employment cost: $84.57/hr (after on-costs: super 12%, wc 2.5%, pt 4.85%)

Gross margin: $18.97/hr (18.3%)

Sunday

NDIS rate: $133.50/hr (01_014_0107_1_1) — national limit, 2026-27

SCHADS cost: SACS L3 PP1 casual 2026-27225% of ordinary rate = $40.49 × 2.25 = $91.10/hr (penalty 200% + casual loading 25%, additive per MA000100)

Employment cost: $108.73/hr (after on-costs: super 12%, wc 2.5%, pt 4.85%)

Gross margin: $24.77/hr (18.6%)

Public Holiday

NDIS rate: $163.46/hr (01_012_0107_1_1) — national limit, 2026-27

SCHADS cost: SACS L3 PP1 casual 2026-27275% of ordinary rate = $40.49 × 2.75 = $111.35/hr (penalty 250% + casual loading 25%, additive per MA000100)

Employment cost: $132.90/hr (after on-costs: super 12%, wc 2.5%, pt 4.85%)

Gross margin: $30.56/hr (18.7%)

The tightest day type here is weekday, at 17.9% gross for a SACS Level 3.1 casual on 2026-27 price limits. These figures use the correct SCHADS Award calculation, where casual loading is added on top of the penalty rate (200% + 25% = 225% on a Sunday, not 200% × 1.25) — the multiplicative version overstates weekend costs badly enough to make profitable shifts look like losses. Gross margin is not profit: travel, broken-shift allowances, unrecovered non-face-to-face time and overheads come out of it, and a provider whose gross margin sits in this range has little tolerance for rostering waste. Employment type matters too — permanent part-time workers carry a lower base without the embedded casual loading, so their penalty-day cost profile differs.

Summary: margin by day type

Day typeNDIS rateGross margin%
Weekday$73.58$13.1817.9%
Saturday$103.54$18.9718.3%
Sunday$133.50$24.7718.6%
Public Holiday$163.46$30.5618.7%

SACS Level 3 PP1 casual (2026-27), Victorian on-costs (super 12%, wc 2.5%, pt 4.85%). NDIS figures are the national price limits for the standard self-care line items in the NDIS Pricing Arrangements 2026-27; remote and very remote loadings are higher. Last reviewed: August 2026.

What providers can do

1. Efficient rostering

Every unnecessary gap in a casual worker's day costs money. A 3-hour gap between clients that is not genuine travel time triggers two separate minimum engagements. Tightly sequenced rosters reduce the minimum-engagement obligations you incur and the travel time you pay without recovering.

2. Reduce travel time

Travel between clients is paid time under SCHADS and is usually unrecoverable in full from NDIS funding. Clustering clients geographically and scheduling workers in logical routes rather than across a sprawling area reduces paid travel that eats into your margin.

3. Correct classification

Over-classification increases your base rate unnecessarily. From 1 July 2026, the SACS Level 3 PP1 base is $40.49 versus Level 2 PP1 at $36.22 — a $4.27/hr difference that compounds across penalty rate multipliers (up to $9.61/hr more on a casual Sunday at 225% of the ordinary rate). Audit your classification decisions annually.

4. Mix employment types deliberately

Permanent part-time workers with agreed hours can be more cost-effective on high-penalty days (weekends, public holidays) because their base rate is lower than casual and the penalty rate multiplies that lower base. Casuals are flexible but their 25% loading is embedded regardless of day type.

5. Price correctly in service agreements

Ensure your NDIS service agreements with participants capture the full pricing structure, including weekend and public holiday rates, travel allowances, and any other allowable charges. Under-quoting locks you into a rate that may not cover your actual costs as penalty rates compound.

6. Know your real costs before you roster

Providers who roster without visibility of shift costs often discover the financial impact only at payroll. A scheduling tool that shows you the loaded cost of each shift before it is confirmed lets you make better rostering decisions in real time.

A note on NDIS pricing reviews

NDIS pricing is reviewed annually by the NDIA and is a separate regime from the Fair Work Commission's Annual Wage Review. The NDIS Pricing Arrangements 2026-27 should be checked directly — do not assume the price limits simply increased by 4.75% to match the SCHADS Award rise.

Providers who are routinely running negative margins on specific shift types should document this clearly. The NDIA's pricing consultation processes allow providers to submit evidence of cost pressures. If your Sunday or weekend margins are consistently negative, that evidence matters for future pricing submissions.

Last reviewed: July 2026. Next Fair Work Annual Wage Review: 1 July 2027.

Related margin and pay guides

The margin squeeze plays out shift by shift. These guides cover the award rules that push the loaded cost up on specific shift types.

The full SCHADS rate table

Base rates by level and pay point for 2026-27.

Public holiday pay: 250% permanent, 275% casual

The single biggest margin hit on the calendar.

SIL rostering and overnight shift costs

Sleepover, active night, and dedicated waking-night cost comparisons.

NDIS billing software

Turn completed shifts into claim-ready lines rated at the correct SCHADS band.

See your real shift costs before you roster

Teiro calculates the loaded cost of every shift at the point of rostering, across all day types and employment classifications, so you can see your margin before you confirm the schedule.

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